Proposed for a bank loan
Thank you for your letter of may the 20th after we read your term to loan few amount of money at our bank, we very pleased we regret that. We are unable to loan you some money because you had insufficient collateral. However, if you really want loan at our bank you must follow our rules. you can see our rules on next paper of this letter. we would very happy to help you if you follow our rules that can make us easy to loan some money to you. I manager of bank loan thank you again for your letter before and if you agree please follow us to gain money easy with no problem in the future
your sincerely
Enzan

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